US mortgage rates dropped sharply, capping the biggest four-week slide in almost a year and spurring a fresh round of applications to purchase homes. Since reaching a 23-year high of almost 8% in mid-October, mortgage rates have plunged nearly half a percentage point. The effective rate, which includes fees and compound interest, dropped to a still-elevated 7.59%. In contrast, the five-year adjustable rate increased.
美國房屋貸款利率急劇下降，達到近一年來最大的四週跌幅，激發了一輪新的購房申請潮。自10月中旬達到23年來接近8％的高點以來，房屋貸款利率已經暴跌近半個百分點。包括費用和複利在內的實際利率下降至仍然偏高的7.59％。相反地，五年可調整的利率上升。
①mortgage rate房屋貸款利率
②cap勝過；超過
③slide下落，下降；跌幅
④spur給予刺激；鞭策，鼓勵
⑤round一輪，一回合
⑥purchase購買
⑦plunge下降，急降
⑧effective rate實際利率
⑨compound interest複利率
⑩still-elevated仍然偏高的
⑪adjustable rate可調整的利率
https://www.bloomberg.com/news/newsletters/2023-11-22/bloomberg-evening-briefing
原文及圖片出處https://www.bloomberg.com/news/newsletters/2023-11-22/bloomberg-evening-briefing
