《沈耀 WIF-Pay 金融責任鏈防火牆》
Shen-Yao WIF-Pay Responsibility Firewall
付款不是單點交易，付款是一條責任鏈。
這是一個純前端 Demo，不接真實金流、不蒐集卡號、不保存 CVV、不要求密碼。它示範一筆付款如何被轉換成可追溯、可回放、可定責的 Hash Replay 責任鏈。
當盜刷、異常扣款、訂閱錯誤或客服推諉發生時，銀行、付款平台、服務商與客服系統不應該互相消失責任。WIF-Pay 的目標，就是讓每個節點留下清楚的時間戳、訂單編號、風險狀態與責任紀錄。
This front-end demo shows how payment events can become traceable and replayable responsibility chains across banks, payment platforms, service providers, and support systems.
Demo：
https://hijo790401.github.io/Shen-Yao-WIF-Pay-Responsibility-Firewall/#contact
許文耀／沈耀888π
Wen-Yao Hsu / Shen Yao 888π Founder of Semantic Firewall｜Taiwan, Taichung
#FinTech #PaymentSecurity #AIgovernance #CyberSecurity #SemanticFirewall
